Let Us Help Take the Stress
Out of Buying a Home!

Spratt Property Group, Century 21 Judge Fit Company
Spratt Group Team

Tony Spratt

Licensed Realtor

Phone: 682.804.9898
Email: TonySpratt@judgefite.com
Website: AskTonyToday.com

Lending Edge Mortgage, DFW
Rich Hebert, Branch Manager, Lending Edge Mortgage

Rich Hebert

Pre-Qualify Now

Branch Manager
RMLO NMLS #209685

Phone: 817.992.6492
Email: Rich@LendingEdge.com
Website: richhebert.com

How Much Down Payment Do You Need?

…It may be LESS than you think!

Why You Should Work With Tony and Rich!

They Work Quickly

Tony and Rich know how important it is to move quickly in today’s market. Rest assured that when you put your trust in Tony and Rich they’re making timely decisions to get you closed faster.

Bringing in the Right People

Tony’s expertise will guide Buyers to the right home. Sellers trust his ability to market their homes and bring qualified buyers to the table.

Low Down Payment

Mortgages with low down payments exist, and Rich can help you find them.

Do You Believe These Down Payment Myths?

Do I Really Need To Put 20% Down???
This is probably the biggest Myth about Mortgages. There are many options available for borrowers.  Depending on your loan program, you may qualify for as little as a 3% down payment in some cases.

Can I Use Gift Money for my down payment?
Yes, you can. Many programs allow for some if not all of your Down Payment to be gifted, whether through Family or Grant Programs.

Do I need to have perfect credit to qualify for a home loan or down payment assistance?
Simply put you do not have to have perfect credit to qualify for a Home Loan or Down Payment Assistance. Call Rich to see what we can do now!

Are Mortgages The Same At Every Bank?
Most banks offer Home Loan Financing, but each one can offer different loan options. As a Loan Officer it’s important for me to have the experience and knowledge to help YOU pick the right one.

Is Down Payment Assistance Just For First Time Home Buyers?
You may qualify now for down payment assistance.  Whether you are on your second, third, or forth home.  Please call for details regarding this!

Let Me Help YOU Find
The Best Loan For You And Your Family!

In today’s world, banks and lenders from all over the US can compete for your business. We help you find the loan that works best for YOU! 

Programs, rates, terms and conditions subject to change without notice. All financing subject to credit and income approval. This is not a commitment to lend. Rates can change daily. Other restrictions may apply. Lending Edge Mortgage is an equal housing opportunity lender.

Equal Housing Opportunity

Copyright © 2024 Lending Edge Mortgage | 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX 76182

Rich Hebert, Branch Manager | Residential Mortgage Loan Originator | NMLS RMLO ID: #209685 | Lending Edge Mortgage is a DBA of CrossCountry Mortgage, LLC (NMLS ID #3029), an Equal Housing Lender.